Pakistan Business Funding & Grants
Centralized discovery for verified government grants, non-equity innovation matching funds, 0% concessionary loans, credit guarantees, and institutional support programs across Pakistan.
26
Total Schemes
2026 Verified Catalog
8
Grants & Awards
Non-equity capital
13
Concessionary Loans
0% & subsidized markup
Federal + Punjab
National Scope
+ Global mobility
Prime Minister's Youth Business & Agriculture Loan Scheme (PMYB&ALS)
Business and agriculture financing for young entrepreneurs across Tier 1 (up to PKR 0.5M at 0% markup), Tier 2 (up to PKR 1.5M at 5% markup), and Tier 3 (up to PKR 7.5M at 7% markup).
Eligibility:
Pakistani citizens aged 21-45 years (minimum 18 years for IT/E-Commerce businesses) with CNIC and viable business proposal.
Punjab Rozgar Scheme
Subsidised credit for startups and existing micro, small, and medium enterprises to stimulate economic recovery and job creation in Punjab.
Eligibility:
Eligible startups and existing businesses across Punjab; applicants aged 20 to 50 years with valid Punjab domicile.
Refinance and Credit Guarantee Scheme for Women Entrepreneurs
Concessionary business financing and credit risk coverage for women entrepreneurs across Pakistan to establish and expand enterprises.
Eligibility:
Women entrepreneurs across Pakistan holding at least 50% ownership or majority control in a registered or operating enterprise.
ADB SME Finance / Financial Inclusion Operations
Development-finance programmes improving SME credit lines, digital inclusion, trade finance, and rural enterprise lending through Pakistani financial institutions.
Eligibility:
Usually implemented through participating commercial banks, SBP, and accredited microfinance institutions.
CM Punjab Asaan Karobar Card
Interest-free revolving SME credit card facility for vendors, traders, and small shopkeepers to meet inventory and operational cash flows.
Eligibility:
Small entrepreneurs and registered shopkeepers/vendors in Punjab meeting scheme criteria.
CM Punjab Asaan Karobar Finance
Interest-free micro-enterprise financing for new businesses, micro-enterprises, and young entrepreneurs to foster self-employment in Punjab.
Eligibility:
Punjab resident small enterprises and entrepreneurs with viable business plans and valid Punjab domicile/CNIC.
Pakistan Poverty Alleviation Fund - Microfinance & Enterprise Development
Microfinance and livelihood/enterprise financing for underserved communities, rural entrepreneurs, and micro-enterprises across marginalized districts.
Eligibility:
Micro-entrepreneurs and community organizations vetted through PPAF partner organizations (POs).
Punjab Interest-Free Financial Assistance for Skilled Persons / Craftsmen
Interest-free credit for craftsmen, skilled tradespersons, and technical TVET graduates to launch independent self-employment ventures.
Eligibility:
Skilled, semi-skilled, and home-based artisans and certified TVET graduates in Punjab.
Punjab Interest-Free Financial Support for Artisans / Cottage Industry
Interest-free finance to establish, strengthen, and modernize traditional arts, handicrafts, and cottage crafts across Punjab districts.
Eligibility:
Artisans, cottage-industry workers, and traditional handicraft makers domiciled in Punjab.
Punjab Interest-Free Loan Scheme for Graduated WBIC Incubatees
Revolving interest-free finance for women entrepreneurs who have graduated from WBIC incubation centers to establish independent commercial units.
Eligibility:
Graduated WBIC incubatees in Punjab with verified graduation certificates.
Resilient and Accessible Microfinance (RAM) Program
Access to microcredit and resilience of the microfinance sector post-climate shocks, supporting climate-affected micro-borrowers and MSMEs.
Eligibility:
Implemented through Pakistan Microfinance Investment Company (PMIC) and accredited microfinance institutions/banks.
SME Asaan Finance (SAAF) Scheme
Collateral-free term loans and working-capital/running finance for collateral-deficient SMEs through risk-coverage and refinancing.
Eligibility:
New borrowers of participating commercial banks, micro and small enterprises lacking traditional collateral.
World Bank SME Finance / Financial Inclusion & Enterprise Programs
Access-to-finance, financial inclusion, digital economy enablement, and credit guarantee facilities for Pakistani MSMEs.
Eligibility:
Usually implemented through Government of Pakistan, SBP, and financial intermediaries.
Official Verification & Integrity
All programs listed in this directory are sourced directly from official federal, provincial, banking, and international development partners. Application processing, eligibility criteria, and fund disbursements are managed exclusively by the respective provider institutions.