Concessionary Loan
National
SME Asaan Finance (SAAF) Scheme
Administered by: State Bank of Pakistan; participating commercial banks
Financial Support & Terms
Clean loans up to PKR 10 Million without requiring traditional real-estate collateral
Focus Area & What Projects Are Included
Collateral-free term loans and working-capital/running finance for collateral-deficient SMEs through risk-coverage and refinancing.
Eligibility Criteria
New borrowers of participating commercial banks, micro and small enterprises lacking traditional collateral.
Ready to learn more or apply?
Visit the official portal of State Bank of Pakistan; participating commercial banks for the latest application guidelines, documents, and online submission.
Program Quick Facts
- Provider
- State Bank of Pakistan; participating commercial banks
- Funding Type
- Concessionary Loan
- Jurisdiction / Scope
- National
- Target Audience
- SMEs
- Sector / Focus
- Small & Medium Enterprises
- Application Cycle
- Continuous via participating partner banks