🇬🇧 Europe

United Kingdom business pathways

Innovator Founder visa — endorsement-led, no fixed £50k investment floor. Settlement (ILR) possible after 3 years if criteria met.

Not legal advice

Immigration, tax, and investment rules change. Use this guide to compare pathways, then verify amounts and procedures on official government sites and with qualified counsel. Content reviewed: 2026-08

At a glance

Decision signals for founders and investors considering United Kingdom.

Primary route

Innovator Founder visa (GOV.UK)

Investment floor

No fixed minimum (former ÂŁ50k Innovator threshold removed)

Endorsement

Approved endorsing body required (ÂŁ1,000 fee; ÂŁ500 per contact meeting)

Permission length

Typically 3 years; contact points at 12 & 24 months

Settlement

ILR possible after 3 years if criteria met

Company setup

Companies House limited company (separate from visa grant)

Which path fits you?

Visa pathways

Focused on startup, investor, and self-employment routes - not study or tourism visas.

Endorsement-led · no fixed £ investment floor

Innovator Founder visa

The Innovator Founder visa is the UK’s main founder-primary route for people establishing an innovative, viable, and scalable business in the UK. You must obtain an endorsement from a Home Office–approved endorsing body before applying. There is no fixed minimum investment amount (the former Innovator £50,000 capital threshold was removed). You must play a key day-to-day role in the business. English language requirements apply. Unless you have held UK immigration permission for 12 months or more, you normally need personal savings of at least £1,270 held for 28 consecutive days (verify current GOV.UK maintenance rules). Permission is typically granted for 3 years, with mandatory contact-point assessments with your endorsing body at around 12 and 24 months. Settlement (indefinite leave to remain) may be possible after 3 years if you meet published criteria. Application fees change — GOV.UK has listed outside-UK applications around £1,357 and in-UK extend/switch around £1,693 (verify-on-official-site at lodgement). Endorsement commonly involves a £1,000 endorsement fee and £500 per contact meeting (confirm with your endorsing body / GOV.UK publications). You may also do additional skilled work at RQF level 3 or above outside your own business, subject to visa conditions.

Min. capital

No fixed minimum investment (verify-on-official-site)

Best for: Pakistani founders with a genuinely innovative UK business plan who can secure endorsement and run the company day-to-day — not passive investors seeking a capital-for-visa product.

Unlike the old Innovator route, Innovator Founder does not publish a fixed £50,000 (or other) capital floor. Endorsing bodies still assess viability, including funding realism. Budget separately for endorsement fees (£1,000 endorsement; £500 per contact meeting — verify), Home Office application fees, Immigration Health Surcharge, and living costs. Always re-check gov.uk before remitting funds.

Investment options

  • No prescribed “buy residency” investment product — capital must support the endorsed business plan
  • Endorsement from a Home Office–approved endorsing body (see GOV.UK list)
  • Optional additional skilled employment (RQF3+) outside your own business where conditions allow
  • UK limited company formation via Companies House is separate from visa grant

Eligibility

  • Endorsement letter from an approved Innovator Founder endorsing body
  • Business idea must be innovative, viable, and scalable; you must have a key day-to-day role
  • English language requirement as published on GOV.UK
  • Maintenance funds: typically ≥ ÂŁ1,270 for 28 consecutive days unless exempt (e.g. 12+ months prior UK leave) — verify-on-official-site
  • Valid passport, tuberculosis test where required, and other GOV.UK document checks

Process timeline

  1. 1

    Choose an endorsing body & prepare the pitch

    Use the official GOV.UK list of Innovator Founder endorsing bodies. Budget endorsement and contact-meeting fees.

  2. 2

    Secure endorsement

    Pass assessment of innovation, viability, scalability, and your founder role. Keep the endorsement letter for the visa application.

  3. 3

    Apply for the visa

    Apply outside the UK or extend/switch in-country as eligible. Pay Home Office fees and Immigration Health Surcharge as listed at lodgement (amounts change).

  4. 4

    Contact points, grow, then ILR

    Meet endorsing-body contact points at ~12 and ~24 months. After 3 years, assess settlement (ILR) criteria on GOV.UK if pursuing permanent stay.

Family

Partners and dependent children can often be included when they meet GOV.UK dependent rules and maintenance requirements — confirm current dependent fees and funds on gov.uk before applying.

Work rights

You must work for your Innovator Founder business in the endorsed role. Additional skilled work at RQF level 3 or above outside your own business is generally permitted under published rules — verify conditions on your grant and GOV.UK.

Route to PR

Settlement (ILR) may be available after 3 years on the Innovator Founder route if you meet the published settlement criteria (including business progress expectations). This is not automatic — verify-on-official-site before assuming ILR.

Route to citizenship

British citizenship by naturalisation is separate after ILR and meeting residence / good character / knowledge requirements. Dual nationality implications for Pakistan need personal legal advice. Verify GOV.UK citizenship guidance.

Pros

  • No fixed ÂŁ50k (or similar) investment floor — focus is endorsement quality and founder role
  • Clear 3-year permission with a published settlement pathway if criteria are met
  • Ability to do additional RQF3+ skilled work alongside the business
  • Mature ecosystem: Companies House, banking, and English-language market access

Watch-outs

  • Endorsement is selective — innovative / viable / scalable is assessed rigorously
  • Endorsement fees (ÂŁ1,000 + ÂŁ500 contact meetings) and Home Office fees change — verify before budgeting
  • Contact points at 12 and 24 months are mandatory progress gates
  • Company formation alone does not grant leave to remain
  • Agent claims of “guaranteed endorsement” are red flags — rely on gov.uk
GOV.UK — Innovator Founder visa
Employer / expansion-led (not founder-primary)

Expansion Worker (Global Business Mobility) & related routes

If you are not building a new UK startup under Innovator Founder, other GOV.UK work routes may apply. The Global Business Mobility — UK Expansion Worker route is for workers establishing a UK branch or subsidiary of an overseas business (sponsor required; not a personal “startup visa”). Scale-up Worker is for eligible fast-growing UK sponsors hiring skilled talent. Skilled Worker remains the mainstream sponsored employment route. Separately, forming a UK limited company via Companies House is available to many founders but does not by itself confer residence or work rights — you still need a qualifying visa or other leave. Always verify sponsor eligibility, salary thresholds, and English requirements on gov.uk; figures change.

Min. capital

Not a personal investment-visa capital floor (sponsor / role-based)

Best for: Executives expanding an existing overseas company into the UK, or professionals joining a Scale-up / Skilled Worker sponsor — not solo founders seeking endorsement for a new idea.

Expansion Worker and Scale-up / Skilled Worker are employment- and sponsor-led. There is no published “invest X and get leave” cheque for these routes. Overseas companies expanding to the UK still need genuine commercial substance and a licensed sponsor where required — verify-on-official-site.

Investment options

  • UK Expansion Worker (Global Business Mobility) — overseas business expanding to the UK
  • Scale-up Worker — eligible high-growth UK sponsors (verify GOV.UK)
  • Skilled Worker — licensed UK sponsor + eligible occupation / salary
  • Companies House limited company formation — entity setup only, not a visa

Eligibility

  • Valid Certificate of Sponsorship / sponsor licence as required for the route
  • Role, skill, and salary thresholds as published for Expansion Worker / Scale-up / Skilled Worker
  • English language and maintenance rules as applicable (verify-on-official-site)
  • Do not treat company registration alone as immigration permission

Process timeline

  1. 1

    Confirm the right work route

    Map expansion vs Scale-up vs Skilled Worker honestly against your role and sponsor.

  2. 2

    Sponsor & documentation

    Secure CoS / sponsor steps; prepare passport, English, and funds evidence as listed.

  3. 3

    Apply & enter

    Lodge on GOV.UK; pay fees and IHS as listed at the time of application.

  4. 4

    Comply & plan longer stay

    Meet work conditions; settlement rules differ by route — verify before assuming ILR.

Family

Dependents may be includable on many work routes when GOV.UK criteria are met — confirm funds and fees for partners/children on the specific visa page.

Work rights

Generally limited to the sponsored role and employer conditions. Switching into Innovator Founder later requires meeting that route’s endorsement rules separately.

Route to PR

Settlement eligibility depends on the specific work route and continuous residence rules. Expansion Worker is typically temporary and not designed as a direct 3-year founder ILR path — verify GOV.UK for each route.

Route to citizenship

Only after ILR (or other qualifying status) and naturalisation criteria — separate from any work visa grant.

Pros

  • Clear options when an overseas parent company or UK sponsor already exists
  • Companies House makes entity setup relatively straightforward once leave is sorted
  • Complements Innovator Founder for groups that are expanding rather than founding from scratch

Watch-outs

  • Not founder-primary — sponsorship and genuine expansion substance are required
  • Salary / skill thresholds and sponsor rules change frequently
  • Registering a limited company ≠ right to live or work in the UK
  • Always verify the live GOV.UK page for your exact route before transferring staff or capital
GOV.UK — Set up a limited company

Compare pathways

Scan capital, innovation requirements, and fit in one table.

Pathway Capital / bar Founder-primary? Typical first permission Best if you…
Innovator Founder No fixed ÂŁ floor; endorsement required Yes ~3 years; ILR possible after 3 years Have an innovative, scalable idea and key role
Expansion Worker (GBM) Sponsor + overseas business expanding No — expansion assignee Temporary (route-specific) Are opening a UK branch of an existing company
Scale-up / Skilled Worker Sponsor + salary / skill criteria No — employment-led Temporary; settlement route-dependent Have a licensed UK employer offer
Companies House Ltd Co. Entity formation only N/A (not a visa) No leave granted by incorporation Need a UK company after / alongside a visa

Route to PR & citizenship

The UK separates limited leave (e.g. Innovator Founder), settlement (ILR), and British citizenship. Endorsement progress and GOV.UK settlement criteria matter as much as time spent in the country.

Settlement (ILR) on Innovator Founder

ILR may be possible after 3 years if you meet published Innovator Founder settlement criteria, including business progress expectations linked to endorsement. Verify the current GOV.UK settlement checklist before applying — it is not automatic.

Contact points are progress gates

Endorsing-body contact assessments at around 12 and 24 months are part of staying compliant. Weak progress can put extensions and settlement at risk.

Other work routes

Expansion Worker, Scale-up, and Skilled Worker have their own settlement rules (or none). Do not assume the Innovator Founder’s 3-year ILR timeline applies to sponsor-led visas.

Citizenship

Naturalisation usually requires ILR plus residence, English, Life in the UK, and good character. Confirm dual-nationality implications for Pakistan with qualified advice; verify gov.uk.

After you arrive

Operational checklist once the visa is granted.

  1. 1 Collect / activate eVisa or BRP evidence as instructed and check visa conditions
  2. 2 Complete Companies House incorporation and appointments if operating a UK limited company
  3. 3 Register for Corporation Tax / Self Assessment with HMRC as applicable
  4. 4 Open UK business and personal bank accounts with full source-of-funds KYC
  5. 5 Diary endorsing-body contact points at ~12 and ~24 months
  6. 6 Arrange NHS access via Immigration Health Surcharge already paid; register with a GP
  7. 7 If doing additional RQF3+ work, keep contracts and role evidence consistent with visa rules
  8. 8 Track continuous residence evidence early if aiming for ILR after 3 years

Living costs & runway

Rough monthly estimates for a relocating founder (excluding endorsement fees, Home Office fees, or business capex). London is significantly more expensive than most UK cities.

London

GBP 2,800 – GBP 4,500+ (est.)

  • Housing (1-bed) GBP 1,800 – GBP 3,000
  • Food & groceries GBP 350 – GBP 550
  • Transport (zones) GBP 150 – GBP 280
  • Utilities & mobile GBP 180 – GBP 280
  • Misc / coworking GBP 200 – GBP 400

Manchester

GBP 2,000 – GBP 3,200+ (est.)

  • Housing (1-bed) GBP 1,100 – GBP 1,800
  • Food & groceries GBP 300 – GBP 480
  • Transport GBP 80 – GBP 150
  • Utilities & mobile GBP 160 – GBP 250
  • Misc / coworking GBP 150 – GBP 320

Pakistan founder checklist

Practical prep before you book consulate appointments or move capital.

  • Confirm Innovator Founder is the right route vs Expansion Worker / Scale-up / Skilled Worker
  • Shortlist Home Office–approved endorsing bodies from the official GOV.UK publication
  • Budget endorsement fees (ÂŁ1,000 + ÂŁ500 contact meetings — verify) and changing Home Office fees
  • Evidence English language and maintenance funds (≥ ÂŁ1,270 / 28 days unless exempt — verify)
  • Do not treat Companies House incorporation as immigration permission
  • Plan contact points at 12 and 24 months into your operating calendar
  • Document Pakistan source of funds for UK banking KYC early
  • Re-read gov.uk immediately before lodgement — fees and rules change

Still building from Pakistan?

Strengthen your local company setup before relocating capital or applying.